For Homeowners Facing Foreclosure

You're not alone. We help you review possible housing stabilization pathways and next steps with dignity.

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What We Offer

Real solutions tailored to your unique situation.

Stay in Your Home

Leaseback or partner-supported assistance may help you review options to remain in the home you love.

Catch Up on Payments

Reinstatement and deferred payment options may support arrears-resolution review.

Review Foreclosure-Prevention Options

Short sale or deed-in-lieu pathways may be reviewed with lender or servicer approval.

Get a Second Chance

Potential repurchase plans can be reviewed after documentation, eligibility, and final terms are confirmed.

Financial Counseling

Regain control of your budget with our mandatory education and coaching.

Is a Review Worth Starting?

Many homeowners may be eligible for a preliminary review.

30+ Days Behind

You’re at least one month behind on your mortgage payments.

Owner-Occupied

Your property is your primary residence.

Temporary Hardship

You’ve faced a challenge like job loss, illness, or divorce.

Committed to Recovery

You’re willing to participate in counseling and comply with program requirements.

Ready to Take the First Step?

Our team will review your situation and guide you toward options that may fit after documentation and eligibility checks.

Your information is kept secure and confidential. CH360 is not a mortgage lender, and preliminary recommendations are not approvals. No outcome is guaranteed.